Private digital savings

Capital in.
Yield on. Liquid, always.

Vela connects private wealth to Ethereum-native yield — through a personal account, a self-custodial wallet, and a savings experience as calm as private banking. No trading screens. No complexity. No compromise on control.

Full ownershipAssets held in your name
Global accessEU · UK · US · Canada
Always liquidRedeem any day
The platform

From your bank account to on-chain yield, in four quiet steps.

Vela is a savings platform, not an exchange. One chain, a handful of carefully chosen assets, and a flow your accountant will understand.

01

Fund by bank transfer

Fund your account by bank transfer. Money arrives as digital cash in your own wallet — not on our balance sheet.

02

Allocate to yield

One click converts cash into a yield-bearing Ethereum position, with deep liquidity and automatic protection from bad pricing.

03

Watch value accrue

Your position grows in price, not in quantity. The balance stays constant while its value compounds daily.

04

Exit whenever

Convert back and pay out to any bank account. No lockups on your core position, no notice periods, no gatekeepers.

The services

Six services. One account. Each one explained.

No black boxes. This is exactly what your Vela account does — and why each piece exists.

01

Accounts & payments

A personal account in your name — the front door.
IBAN · YOUR NAMEIT60 K360 ···· 007

Every Vela account comes with a dedicated account number in your own name — a virtual IBAN in Europe and the UK, local details in the US and Canada. To your bank, your counterparties and your back office, funding Vela looks exactly like any other transfer — because it is one.

  • Pay in: send money by bank transfer from any bank; it arrives in your wallet as digital cash, typically within minutes of settlement.
  • Pay out: redeem to any bank account, any day, with a one-time code confirming every transfer.
  • No reference codes, no deposit addresses: the on-chain part is entirely invisible to whoever pays you.
Why it matters — your operations stay banking-shaped. Auditors, administrators and counterparties see familiar accounts and statements, not wallets and hashes.
02

Custody without compromise

Self-custody, secured by distributed-key technology.

Your assets sit in your own wallet — not on our balance sheet, not with an omnibus custodian. The wallet is protected by multi-party computation: the key that controls your assets is split into independent shares that are never assembled, anywhere.

  • No single point of failure: no device, server or employee — ours or yours — can move funds alone.
  • No seed phrase: nothing to photograph, engrave, or lose. Recovery is a process, not a piece of paper.
  • Every action signed on your device, confirmed with Face ID or Touch ID before anything moves.
Why it matters — you remain the owner, cryptographically. Clients of custodial platforms are unsecured creditors; Vela clients are not.
03

The yield position

Yield that appreciates in price — it never distributes.

The heart of Vela is a single Ethereum-native position engineered so that the number of units you hold never changes. Network yield accretes into the value of each unit instead — a little every day. You hold the same quantity on day one and day one thousand; each unit is simply worth more.

  • No daily income events: nothing lands in your account to be tracked, booked or reconciled.
  • One line in the ledger: constant quantity, moving price — the same shape as any security your administrator already handles.
  • Value realised only at exit, when you decide — designed to behave as capital appreciation rather than an income stream.*
Why it matters — distributed yield can be taxed as income and creates daily accounting noise. An appreciating asset compounds quietly until you choose to realise it.*
04

Conversion, both directions

Institutional execution, one button, in and out.
$Ξ

Moving between cash and the yield position is a single click, in either direction. Behind that click, orders route against some of the deepest liquidity in digital markets, on Ethereum mainnet — with guardrails that make a bad fill impossible by accident.

  • Price-impact protection on by default: the order aborts automatically if execution quality degrades.
  • Transparent costs, shown before you confirm. No hidden spread.
  • Symmetric by design: the way out gets the same engineering as the way in. No exit friction, ever.
Why it matters — you get a trading desk’s execution quality without running one.
05

The term vault

A fixed-term sleeve — commit for longer, pay a lower fee.

Alongside the liquid position, the vault lets you commit part of your savings for a fixed term — from a short horizon out to twenty years. The yield you earn is the same; what changes is our fee. On the liquid position Vela keeps 20% of the yield; lock for a term and that share glides steadily down to just 5% at twenty years — so more of the same yield stays yours. Think of it as the time-deposit of your digital balance sheet.

  • Deliberately separate: vault capital is locked to maturity; your liquid position stays untouched and redeemable.
  • A lower fee, not a boosted rate — the yield rate is unchanged; the longer you lock, the smaller the share Vela keeps, gliding from 20% down to 5%.
  • Same custody model: vault assets remain yours, in your wallet’s security perimeter.
Why it matters — a mental model every client already has: current account, deposit account, time deposit. No new concepts to learn.
06

Access & security

Full web banking. Nothing to install, nothing to lose.

Vela is a full web-banking experience: open a browser, confirm your identity, and your entire account is there — on desktop, tablet or phone. No app store, no downloads, no updates to chase.

  • Biometrics gate the wallet: Face ID or Touch ID on every session and every signature.
  • One-time codes on every sensitive action — transfers, conversions, vault operations.
  • Real-time notifications on every account event, the moment it happens.
Why it matters — institutional users live on screens, not app stores. Security that insists, without ever getting in the way.
Why Vela

Built on four convictions.

The digital-asset industry built casinos. We built a savings account.

01Savings, not trading

No order books, no charts, no leverage. One chain — Ethereum — and the few assets that matter. Complexity is a cost we refuse to pass on to you.

02Ownership is non-negotiable

Custodial platforms make you a creditor. Vela keeps you an owner: assets sit in your wallet, secured by keys that no single party — including us — ever holds.

03Tax-aware by design

Yield that arrives as income creates taxable events every day. Vela’s position appreciates instead — so value compounds quietly until you choose to realise it.*

04Boring is a feature

Wire in, allocate, forget. The interface looks like the private banking you know, because the people we serve have better things to do than watch a screen.

Who it’s for

Made for wealth that thinks in years, not minutes.

Private individuals

HNW & UHNW

You want exposure to on-chain yield without becoming a crypto hobbyist. Vela gives you a familiar banking surface — IBAN, transfers, Face ID — over an institution-grade digital position. No seed phrases on paper, no exchange accounts, no operational anxiety.

Family offices

Single & multi-family

Allocate a sleeve to digital yield with reporting your administrator can actually process: one asset, constant quantity, daily price. Self-custody removes counterparty exposure; the term vault structures patient capital alongside the liquid position.

Institutions

Funds, PE & corporates

Treasury that earns without becoming a trading operation. Non-income-generating accrual keeps the books clean, bank-transfer rails keep operations simple, and cryptographic custody keeps risk committees comfortable. Onboarding built for entities, not just people.

Early access

The first hundred accounts will be opened by hand.

We are onboarding a limited group of individuals, family offices and institutions across the EU, the UK, the US and Canada ahead of launch. Request access below and we’ll be in touch personally as onboarding opens.

No spam, no newsletters. We’ll write to you once — when your access is ready.

Request received.

Thank you. We review every request personally and will be in touch as onboarding opens.